I think we're more or less on the same page, Pilgrim. While I have found that it is important to clearly state what I mean when I say humans have 'free will', I have also found that saying "we don't have free will" leads to other confusions and unnecessary stumbling blocks to people like MikeL. As a result, whether we use the expressions 'free will' or 'free agency', we need to be careful to explain what we mean by the expressions.

Incidentally, a 'free agent' and a 'free will' are different things. An 'agent' is an actor or doer. The way it is ordinarily used in theological discussion, the agent is a person. A 'will' is a cognitive faculty whereby an agent chooses he chooses. When we say that someone is a 'free agent', we generally mean that the agent 'chooses without external coercion,' which seems to entail free will in the sense that the agent must have a cognitive faculty of choosing in order to be a free agent. So, while 'free agent' and 'free will' have different meanings, being a 'free agent' seems to entail possessing a 'free will' in the above sense.(I'm adding this paragraph more more MikeL than for you, Pilgrim.)

Kind Regards,
John

"He that hath light thoughts of sin, never had great thoughts of God." ...John Owen