Dear Ron,<br><br>The scripture that Pilgrim pointed out in 1 Corinthians 4:7 refers to salvation, not to what we are like; so I will go on record as saying I did not atone for my sin or fill me with the Holy Ghost. Why would God elect us according to His foreknowledge (1 Peter 1:2) if He had already decided what we would be like? Why would He need to foreknow the result of what He was already doing? So in the sense of who makes the decision to receive God's grace and follow Jesus Christ, we do. But in the sense of who makes those who accept the gospel different from this present sinful world, it is God.<br><br><br>In Christ,<br>Josh