Maybe this will help: The order of salvation:

Effectual Calling - Divine Act
Regeneration - Divine Act
Repentance -Divine & Human
Faith -Divine & Human
Justification -Divine
Sanctification -Divine
Adoption -Divine
Progressive Sanctification -Divine & Human
Perseverance In Holiness - Divine & Human
Glorification -Divine

Now notice which are divine and which are divine and human.

Reformed and Always Reforming,