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2) find a way to have more people coming and giving so that the bills could be paid?

Sadly, I know of churches that would have no trouble with option 2. They see members as means of getting money rather than as sinners being conformed into the image of Christ.

Another reason I don't like option 2 is that it's saying the only possible way of getting more money is to get more people into the church. Whatever happened to looking at ways of better handling the money one currently has? Or what about making this problem known to the congregation and encouraging them to give what they can?

Also, option 2 smacks of seeker-sensitive logic. Instead of seeking members for a reason that is not Biblically warranted, and in ways that are not Biblically warrented, how about seeking God in prayer on the matter?

True godliness is a sincere feeling which loves God as Father as much as it fears and reverences Him as Lord, embraces His righteousness, and dreads offending Him worse than death~ Calvin