1. Election (God's choice of people to be saved)
2. The gospel call (proclaiming the message of the gospel)
3. Regeneration (being born again)
4. Conversion (faith and repentance)
5. Justification (right legal standing)
6. Adoption (membership in God's Family)
7. Sanctification (right conduct of life)
8. Perseverance (remaining a Christian)
9. Death (going to be with the Lord)
10. Glorification (receiving a resurrection body)

Synergistic
4. Conversion - Although repentance and faith are the fruit of the new nature in regeneration, the turning from sin and seeking after holiness (repentance) and the exercising of that faith, aka: believing, are done by the sinner.

7. Sanctification - Similar to #4 conversion, it is the Spirit Who works in the believer to do good works, put off sin, etc., but it is the believer who actually does the good works and resists sin. (Phil 2:12, 13)

8. Perserverance - One can think of this as part of sanctification.

I believe all the rest can be safely said to be monergistic; the sole working of God without the participation of the individual.

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simul iustus et peccator

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