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Pilgrim said:
If one is actually in union with Christ by a true and living faith, then there will be evidence of that union in the life of the believer. This is hardly the same as basing one's assurance on one's own merit, accomplishments, obedience, etc. Simply put, if there are no signs of spiritual life then it must be assumed that one is dead. Again, I offer you the following passages of Scripture: (Matt 7:21; Lk 6:46; Jh 8:31; Rom 6; Eph 1:4; 2:10; Jam 2:26). True assurance is gained through a combination of things; not an single source. Christ's death alone doesn't save anyone until that which was accomplished is applied.

True assurance is not gained by trusting in the fruits of faith. When fruits are promoted as a means of obtaining assurance of salvation, they become works of the law not of grace.