Did you read the article on this site by Hopkins?

I am also confused by you saying you are in the majority, but appear to be agreeing with what I say. Is regeneration without means the majority or the minority? I thought I would be considered outside the traditional majority opinion on this.

I find a teaching that speaks of regeration as a process wrong and blends it with conversion. I dont believe you have regenerate people walking around for years without hearing the Word, but one must be brought to life before given the light. I am not sure of the immediacy of conversion after though. Paul says the Gospel brings light to life.

There never was a sinner half as big as Christ is as a Savior.