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Are you saying that the mind, emotions and particularly the will of man is totally absent in either or both repentance and faith; that these elements are simply created and then resident in a person's soul and upon just their presence the individual is justified?

I don't quite understand the question. If the individual is justified by faith alone, how can he be justified by created elements in his soul? If so, he would be justified based on his own righteousness rather than the imputed righteousness of Christ.

After regeneration, the new man delights in the law of God. He does good willingly to the extent he is lead by the Spirit. But the old man continues to be rebellious after the flesh. The good that we would do, we do not and the evil which we would not do, we do. Therefore, the flesh must be crucified in repentance, a gift that the Holy Spirit is pleased to work in us, that a new man may come forth in righteousness and holiness (Eph. 4:22-24).