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speratus said:
It is not the exercise of faith that justifies but faith itself that justifies. Faith is not a good work but a gift of God whereby we lay hold of Christ and His righteousness not having a righteousness of our own.
ABSOLUTELY NOT...... it is NOT "faith itself that justifies", my friend, but Christ, upon the union with Him through faith (a vehicle, means), God declares the sinner justified. Faith in and of itself has absolutely no value whatsoever. It is the OBJECT of faith that justifies. I am shocked to see you write such a thing.

See here: Justification by Faith Alone, by Rev. Joel Beeke. This is probably one of the finest and clearest biblical explanations of Sola Fide ever written outside of the author's of Scripture.

In His Grace,

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simul iustus et peccator

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