Yes, I'm going by the chart and explanation and Semper Reformanda comments which I may have misunderstood.

Effectual Call and Regeneration come first and are considered divine activities. Is the inner character change and responsiveness part of regeneration or does that come later on the chart? If not, how can it be considered purely divine?

Next comes repentance unto life/faith in Jesus Christ which are considered human activities. But Westminster says faith is gift?

Finally Justification occurs logically and causally last although Westminster makes clear "not for any thing wrought in them, or done by them." So, if there was human activity before justification, how can it not be causal?

Samuel Hopkins article was helpful in identifying the source of my confusion. I think in terms of the Holy Spirit giving His gifts of regeneration, faith, justification, enlightenment, etc. immediately through the Word when and where He pleases. Hopkins also speaks of immediate regeneration but without the immediate Word. Other gifts follow human activity so I wonder how Calvinists keep justification purely monergistic.