We may be talking past one another on some points. Calvinists do affirm that we are saved by grace via faith and repentance. When we talk about the Elect, we are not bypassing that Christians (the Elect) do exercise faith and repent of our sins. Calvinists affirm that salvation is 100% grace, not 99.99... grace and 0.0000+ works. Ephesians 2:8-9 is a biggie with us.

It appears that you are separating The Elect with 'faith and repentance'. They cannot be separated.

John Chaney

"having been firmly rooted and now being built up in Him and established in your faith . . ." Colossians 2:7